When an unassuming insurance salesman, known only as Gray, loses all his loved ones in a series of freak incidents, he inherits millions in insurance payouts. In the pursuit of justice, he finds that the accidents were all linked to a feud between two rival gangs.

With an insurance investigator on his trail, Gray steps into the dark world of trigger-happy gangsters, drug dealers, hitmen, car chases, shootouts, and betrayal, to set in motion an elaborate plan for revenge. But revenge is never black or white.